SafalFIN 2.0 The Self Help Group (SHG) has been described as a unique approach to financial intermediation. It is a very effective way of extending financial services to the poor and at the same time it is a community platform through which its members can access wider development initiatives and address social issues. Organizations promoting SHGs need information to track the health of the SHGs they are nurturing. This includes information on how much money is to be collected on a given day from each member as Savings, Principal and interest (on internal loan), fine/penalty; how much of this internal loan comes from organization promoting the SHG and how much comes as a part of bank linkage; what is quality of the loan portfolio of the SHG and that of the promoting organization; how much interest is being lost by the SHG owing to default of payment of its members.SafalFIN 2.0 is essentially a solution that tracks internal lending and savings of an SHG while it maintains books of accounts promoting organization/SHG Federation-wise and SHG-wise.

SafalFIN 3.0 Microfinance institutions operating on the individual lending model, where SHGs are treated as an individual entity, are conscious about the need to have demand information, portfolio information and staff wise performance. Regulators of the lending institutions are more concerned with the books of accounts and provisioning made. Stake holders need to look at financial ratios and growth trends. SafalFIN 3.0 addresses this information triad.SafalFIN 3.0 is an application designed to track loans given to Individuals and SHGs. It has a two tiered architecture with the branch version at level 1 and at level 2 we have the consolidated loan information from all the branches. Level 2 enables changes in the policy done at head office to be recorded and downloaded by the branch. SafalFIN 3.0 also comes with an impact assessment feature to track changes in the economic status of the borrowers.

SafalTA The Microfinance organizations working on the model of Joint Liability Group (JLG) also have information requirements much similar to that of organizations working on the individual lending model. In addition the need for a solution that facilitates rapid data entry and batch processing is very much felt in the industry to save the time of the staff and achieve the advantages of scaling up. SafalTA is specially tailored software to suit the needs a Microfinance institution that operates on the JLG model.SafalTA has a two tiered architecture. Level 1 is the branch version and at level 2 we have the detailed customer and loan information from all the branches. Changes in the policy are done by the head office in Level 2 and downloaded by the branch.

SafalPACS Primary Agriculture Cooperative Societies (PACS) are organizations delivering financial services at the grass root level. PACS are in need of time saving, cost effective, user friendly solution for information for the following needs. 1. Save the staff time for business development and expansion rather than compiling essential books of     accounts for statutory purposes. 2. Statutory information on capital adequacy and provisioning 3. Efficient management of loan portfolio 4. Information on liabilities 5. Smart management of funds between assets and liabilities 6. Efficient delivery of noncredit services like Public Distributions Scheme (PDS), retail fertilizer counters,     etc. SafalPACS is the solution that meets the above requirements.

SafalGYAN With microfinance emerging as a sustainable business model, more and more organizations are taking up the responsibility of providing microfinance services. The microfinance industry as such is need of means to track the performance of microfinance service providers, track information from microfinance organizations on various dimensions, maintain a directory of micro financial information for various purposes and to bench mark the performance parameters to enable the setting of standards for the industry. This calls for an application that captures the profile of the organization and information on various performance and growth parameters. SafalGYAN is an online analytical processing (OLAP) application designed and implemented to meet the above requirement.